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Commercial Bank 

 COMMERCIAL BANK OF OAK GROVE
P.O. BOX 89
OAK GROVE, MO 64075
816-960-4416

FACTS WHAT DOES THE COMMERCIAL BANK DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Number 
  • Account Balances 
  • Payment History
  • Checking Account Information
  • Wire Transfer Instructions

When you are no longer our customer, we continue to share your information as described in this notice.

How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons The Commercial Bank State Bank chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information Does the Commercial Bank of Oak Grove Share? Can you limit this sharing?
For our everyday business purposes: Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus YES NO
For our marketing purposes: to offer our products and services to you YES NO
For joint marketing with other financial companies NO We don't share
For our affiliates' everyday business purposes: information about your transactions and experiences NO We don't share
For our affiliates' everyday business purposes: information about your creditworthiness NO We don't share
For nonaffiliates to market to you NO We don't share
Questions? Call toll-free 816-690-4416

 

What we do
How does The Commercial Bank of Oak Grove protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does The Commercial Bank of Oak Grove collect my personal information?

We collect your personal information, for example, when you

  • Open an account
  • Deposit money
  • Apply for a loan
  • Use your debit card
  • Pay your bills

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates' everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market you

State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates Companies related by common ownership or control. They can be financial and non-financial companies.
  • Goppert Financial Corportation
  • LaMonte Community Bank
  • Bank of Odessa
  • Country Agencies and Investments
  • Commerical bank does not share affiliates
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Appraisal Companies
  • Title Companies
  • Flood Determination Companies
  • Credit Bureaus
  • Commercial bank does not share with non-affiliates so they can market to you
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • The Commercial Bank of Oak Grove does not jointly market.

 

Banking Services

Notice

FDIC Insurance Coverage Permanently Increased to $250,000.00 - The Financial Reform Bill signed into law on July 22, 2010, has permanently increased FDIC Insurance Coverage from $100,000.00 to $250,000.00 per depositor. Should you have additional questions regarding your insurance coverage, you may access the FDIC's website at www.fdic.gov.

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